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Mortgage rates, home prices, sales and inventory: the numbers behind the real estate market, in plain language.

Updated October 8, 2026. Charts show roughly the last five years.

Mortgage and interest rates

10-year Treasury yield

5.27% as of Oct 6, 2026
Down 0.04 points from the previous reading; up 1.25 points from a year earlier.
10-year Treasury yield: from 0.78% in Oct 2020 to 5.27% in Oct 2026, low 0.73%, high 5.31%.Oct 2020Oct 2026

What the U.S. government pays to borrow for ten years. Mortgage rates tend to move with it.

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DateValue
Oct 6, 20265.27%
Oct 5, 20265.31%
Oct 2, 20265.28%
Oct 1, 20265.24%
Sep 30, 20265.29%
Sep 29, 20265.26%
Sep 28, 20265.24%
Sep 25, 20265.17%
Sep 24, 20265.18%
Sep 23, 20265.11%
Sep 22, 20264.96%
Sep 21, 20264.96%

Home prices

Median sales price of houses sold

$410,700 as of Apr 1, 2026
Up $2,200 from the previous reading; down $5,400 from a year earlier.
Median sales price of houses sold: from $338,600 in Oct 2020 to $410,700 in Apr 2026, low $338,600, high $442,600.Oct 2020Apr 2026

The middle price of houses sold in the United States. Updated quarterly.

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DateValue
Apr 1, 2026$410,700
Jan 1, 2026$408,500
Oct 1, 2025$412,300
Jul 1, 2025$410,100
Apr 1, 2025$416,100
Jan 1, 2025$423,100
Oct 1, 2024$419,300
Jul 1, 2024$415,300
Apr 1, 2024$414,500
Jan 1, 2024$426,800
Oct 1, 2023$423,200
Jul 1, 2023$435,400

Florida

Florida unemployment rate

4.5% as of Aug 1, 2026
Down 0.10 points from the previous reading; up 0.50 points from a year earlier.
Florida unemployment rate: from 6.9% in Oct 2020 to 4.5% in Aug 2026, low 2.8%, high 6.9%.Oct 2020Aug 2026

The share of Florida's workforce without a job. Jobs and housing demand go hand in hand.

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DateValue
Aug 1, 20264.5%
Jul 1, 20264.6%
Jun 1, 20264.7%
May 1, 20264.8%
Apr 1, 20264.8%
Mar 1, 20264.7%
Feb 1, 20264.6%
Jan 1, 20264.5%
Dec 1, 20254.3%
Nov 1, 20254.3%
Sep 1, 20254.2%
Aug 1, 20254.0%

Construction and sales

Housing starts

1,275 thousand as of Aug 1, 2026
Down 34 thousand from the previous reading; down 16 thousand from a year earlier.
Housing starts: from 1,543 thousand in Oct 2020 to 1,275 thousand in Aug 2026, low 1,182 thousand, high 1,807 thousand.Oct 2020Aug 2026

New homes on which construction began, per year at the current monthly pace, in thousands.

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DateValue
Aug 1, 20261,275 thousand
Jul 1, 20261,309 thousand
Jun 1, 20261,439 thousand
May 1, 20261,182 thousand
Apr 1, 20261,414 thousand
Mar 1, 20261,522 thousand
Feb 1, 20261,346 thousand
Jan 1, 20261,385 thousand
Dec 1, 20251,378 thousand
Nov 1, 20251,319 thousand
Oct 1, 20251,273 thousand
Sep 1, 20251,319 thousand

New single-family homes sold

684 thousand as of Aug 1, 2026
Up 41 thousand from the previous reading; down 14 thousand from a year earlier.
New single-family homes sold: from 1,031 thousand in Oct 2020 to 684 thousand in Aug 2026, low 535 thousand, high 1,031 thousand.Oct 2020Aug 2026

Newly built single-family homes sold, per year at the current monthly pace, in thousands.

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DateValue
Aug 1, 2026684 thousand
Jul 1, 2026643 thousand
Jun 1, 2026672 thousand
May 1, 2026636 thousand
Apr 1, 2026641 thousand
Mar 1, 2026659 thousand
Feb 1, 2026630 thousand
Jan 1, 2026576 thousand
Dec 1, 2025723 thousand
Nov 1, 2025757 thousand
Oct 1, 2025652 thousand
Sep 1, 2025714 thousand

Inventory

Months of new-home supply

8.5 months as of Aug 1, 2026
Down 0.5 months from the previous reading; up 0.0 months from a year earlier.
Months of new-home supply: from 3.3 months in Oct 2020 to 8.5 months in Aug 2026, low 3.3 months, high 10.3 months.Oct 2020Aug 2026

How many months it would take to sell the new homes on the market at the current pace.

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DateValue
Aug 1, 20268.5 months
Jul 1, 20269.0 months
Jun 1, 20268.6 months
May 1, 20269.2 months
Apr 1, 20269.0 months
Mar 1, 20268.7 months
Feb 1, 20269.3 months
Jan 1, 20269.9 months
Dec 1, 20257.9 months
Nov 1, 20257.7 months
Oct 1, 20259.0 months
Sep 1, 20258.2 months

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis. Data: FRED, Federal Reserve Bank of St. Louis, drawn from original sources such as Freddie Mac, the U.S. Census Bureau, S&P Dow Jones Indices and the Federal Housing Finance Agency. Figures are shown for general information and are not financial advice.